Our Featured Property of the Week!

This rare single story nestled in Lynnmere Estates is one of a kind! This property is situated so that you have complete privacy which allows you to overlook the nature trails and park. This is truly a home for entertaining thanks to the sun filled rooms or the private majestic backyard. The house features newly remodeled baths, a large kitchen with a center island, and an eat in breakfast room which overlooks the natural surroundings. 

This listing is featured courtesy of Pam McWaid, Prudential California Realty.

To view more Real Estate for sale in Ventura County please visit www.prucalhomes.com or call (805) 496-0555

6 Reasons To Hurry Up and Buy A Home Before The End Of The Year!

1. Avoid the risk of rising rates: Mortgage interest rates are up 1 to 2 percent over this time last year. According to Mortgage Bankers Association they anticipate that mortgage rates will rise to about 5 percent in 2014. The best thing to do is if you buy now and the rates drop, you can always refinance; but on the other hand, if you wait and the rates rise you are stuck at that rate.
2. New Year, new lending rules: As January 1 approaches, lending rules may change and it can be harder to get a loan. The rules of 2014 will allow you to borrow less, at your same level of income. In 2013, the current mortgage rules allow for a 45 percent total debt to income ratio (DTI); whereas in 2014, the DTI will go down to 43 percent.
3. Easier Financing: If you’re waiting for home prices to decrease, don’t. The mortgage changes in 2014 could make it harder to get financing. If you’re waiting for home prices to drop, you could miss your window to secure a mortgage entirely. Plus economists believe home prices will increase by at least 6% nationwide.
4. Lower sales could mean higher inventory: This year, housing sales have been declining since September so inventory has finally increased. Many buyers wait to make purchases until after the busy holiday season, but you will have more options to choose from in your home search.
5. Maximize tax deductions: If you buy before the end of the year, you can begin deducting interest and building equity immediately. Some closing costs and points are tax deductible in the year you buy a home. If you choose to buy now, it allows you to include them on your 2013 tax return.
6. It’s not too late - We can do it! Prudential California Realty’s in-house escrow company, Affirmative Escrow is able to close your escrow by the end of the year – and having them on your team with make for a smooth transaction. So you can start enjoying the benefits of homeowership!

If you are thinking about buying or selling a home in Ventura County, please visit www.prucalhomes.com to search for properties and find an agent!

Prudential California Realty Kicks Off Annual Toys For Tots Program!

This holiday season, the sales professionals of Prudential California Realty are excited to give back to the community by partnering with the Conejo Simi Moorpark Association of Realtors in support of the U.S Marine Corps Toys for Tots Program.  The Mission of the program is to deliver a new toy at Christmas that gives a message of hope to less fortunate children.


The program has already proven to be a huge success in the community with generous donations by many local residents and businesses.  


Broker/Owner Bob Majorino of Prudential California Realty said, "Prudential considers itself a family-oriented organization.  Collecting donations for the Toys for Tots Program seems like a natural extension of what we try to do for our customers.  Toys For Tots is an incredible organization that does outstanding work for children throughout our community, and we are proud to support the organization.”


Prudential California Realty’s five offices in Ventura County have set up boxes to assist with the collection of unwrapped toys. These boxes will be available for donations from the public until pick up on December 14^th. To make a contribution to this wonderful, heartwarming cause, please visit www.prucalhomes.com to find the Prudential location nearest you.